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About credit scoring

"You have probably heard about credit scoring if you have tried to get a loan recently. Credit scoring models have been used in the mortgage industry since 1994, when Fannnie Mae and Freebie Mac started using them for ease in gauging your ability to repay loans. They had been in use for a long time for auto lenders and credit card issuers. ..."

Published: 2003/07/27 08:49:25 GMT                              Read full story

Credit report correction techniques.

"Credit score repair involves techniques for removing negative credit records from your credit report. These are the exact same methods credit score repair clinics and attorneys may charge up to $3,500 to perform. It is also possible to outsmart creditors who are damaging your credit score. ..."

Published: Published: 2000/01/27
Jan, 27 2000 - "Credit report correction techniques."                           Read full story

They have to know.

"If you try to get a copy of your credit report, the credit bureaus have a right to request a copy of your social security card, but only give a copy of your credit report the front. They also may request a copy of something showing your address if it is different than what is showing on the credit report. Send them a billing statement that has your address. Do not send them a copy of your driver’s license as they request. ..."

Published: 2003/04/04
Apr, 04 2003 - "They have to know."                                                      Read full story

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