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Eligibility for a free credit report.

"By Federal law, you are entitled to one free credit report per year directly from a credit reporting agency only if you certify that:

You are unemployed and seeking employment in the next 60 days; ..."


"Eligibility for a free credit report."                                                    Read full story


Information that is included in my credit report.

"Your personal credit report contains such information as your name, current and previous addresses, phone number, Social Security number, date of birth, and current and previous employers. Your spouse's name may appear on your version of the credit report, but it will not appear on the version that is provided to others. This information comes from your credit applications, so its accuracy depends on your filling out the forms clearly, completely and consistently each time you apply for credit. ..."

"Information that is included in my credit report."                            Read full story


I should often check my credit report.

"Your credit report plays a major role when you apply for a credit card, auto loan, mortgage, employment screening, utilities deposits and insurance. It is to your advantage to know what is on your credit report before applying for credit or a loan. If your credit report would show you to be risky to a prospective lender, it is a good idea to try and clean the information up prior to applying for the loan. ..."

"I should often check my credit report."                                            Read full story

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