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Credit Report Fact  
 

Who can see your credit report.

Credit card companies, companies who need information in order to make a decision about granting you a loan, your landlord, and your employer may see your credit report, in addition to doctors, dentists, insurance companies, lawyers, courts, and phone companies. You, as an When privacy violations occur, the credit reporting industry notifies the appropriate law enforcement authoritiesindividual may only obtain a credit report on another individual if The Fair Credit Reporting Act grants credit report access to companies which have a "permissible purpose."
 
The FCRA specifies those purposes as the granting of credit, the collection of a debt, the underwriting of insurance, employment purposes, for issuing a license as required by some government agencies or for a legitimate business transaction between a business and a consumer. Obtaining a credit report under false pretenses, or improper use of a credit report is a violation of federal law.
 

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