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Understanding credit fraud - No card necessary. Other types of credit fraud involve your account information but not your physical card. Such cases may be more damaging, since you may not realize anything is wrong until you notice unfamiliar charges on your monthly statement. Knowledge of your account number, expiration date, Social Security number and billing address may be much more valuable to a thief than the card itself. In the most advanced form of credit fraud (identity theft) someone can use your personal information to take over your credit accounts and open new ones.
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Return to all credit report facts
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